I had been in the U.S. for a couple of days and found myself in need of some U.S. money. I was in Worthington, Minnesota and went to the First State Bank of Worthington to exchange some Canadian cash.
I walked up to the teller and asked what the exchange rate was for Canadian to U.S. dollars and she asked how much I wanted to exchange. I said I wanted about $80.00 U.S. and she asked me what I usually paid. I gave her a ficticious 11% and she consulted with another teller and came back to me saying their policy was to exchange it dollar for dollar. She said they used to do it at 20% but found the book work too much of a hassle.
She asked me again how much U.S. I wanted, and after a quick thought (it didn't take long), I said I wanted $200.00 (that is how much Canadian I had on me). After getting my $200.00 U.S. I went out to my vehicle to send my wife in to get another $300.00 exchanged. The teller's only comment when my wife went in was she asked my wife if "fifties" were OK. Biting her tongue, she said "sure"!!!
$500.00 for $500.00, .... pretty good deal. Try it out, ... you just have to drive to Worthington, Minnesota!