Banking

[dancingqueen]

I use BMO, and they are super. I also deal with TD and have had no problems. RBC was cool, but CIBC was the DEVIL! seriously, Satan reached up from the bowels of hell, took out a loan and decided to build a bank on Earth, he called it CIBC. It's in the Bible. I think they have company picnics involving kicking puppies.

[Dragonfly]

I am with TD and I love them. My Fiance is with the northern credit union and we hate them..a lot

[Tutones]

Phht. Took my kid there to cash her paycheque (drawn on that branch) and they charged her $3!!! To cash a cheque drawn on their branch, for gawd sake.

ALL banks charge you for cheque cashing if you don't have an account there. I have dealt with Royal Bank, scotiabank and CIBC for various reasons in the past and will gladly stick with TD Canada Trust. They have been wonderful and very reliable for me.

[Evil Monkey]

ALL banks charge you for cheque cashing if you don't have an account there. I have dealt with Royal Bank, scotiabank and CIBC for various reasons in the past and will gladly stick with TD Canada Trust. They have been wonderful and very reliable for me.

This is not true. I sold something the other day and the guy wrote me a cheque drawn on an RBC account. Due to the amount of the cheque I went directly to his branch to cash it as I did not want it to bounce. They cashed it no charge with two pieces of ID.

[Bluesky]

A little known fact till you turn 60. TD Canada Trust does not charge any fees once you turn 60! All my banking, and all my transactions are free. Maybe the other chartered banks are the same.

We used to be with PC Banking, but it drove us nuts with the limits they put on our withdrawals. Don't know how many time we had to call them to increase the limit for a day so that we could buy a car. Getting a certified cheque is also a pain.

[Luv'inLife]

I recommend Scotiabank if you can stand their hours. They have a cool partnership with Cineplex called the Scene program which allows you to earn points towards free movies. This can be done with both their debit and credit cards that they have. They are also very friendly and very helpful when it comes to both banking and/or investing.

the only hours that are a problem is the hours you spend standing in line, more than 1 person in front of you, you will be there at least 20 minutes...its nuts, just closed my account there because it was too time consuming.
BMO is good, I deal at TD and have for many years with no problems...the Scotia thing was supposed to be for convenience which it was not.

[zoo crew]

I dealt with BMO in the Cambrian Mall (as you know, zoo crew, you were with me lol) and I have absolutely no complaints. I've dealt with RBC, TD, CIBC and Scotiabank. BMO was my favorite.

Yeah I remember that, just wasn't sure how you were liking them. Thanks for the info.

[Peety]

Wow, you're old!!!!

Ha,Ha your not that far behind.

[Peety]

Just a couple months behind you

Many years.

[icecapp]

Been with Td long before it was that, and it was canadatrust.. Me and my husband have been together 15yrs, I did not have an account back then. I had started to work so he just added me to his account and its been like that since..

I have never had a problem. everything is with td we also deal with RBC and never have had a problem.

Love both places..

[Bluesky]

Wow, you're old!!!!

Yeah, I am almost there. BUt my wife is a little older than I am, and we have a joint acct, which means we get free banking.

[HDV]

I have RBC and love it. I use to belong to scotia bank but then switched to RBC and prefer them much better.

[Nihilistic Heathen]

A little known fact till you turn 60. TD Canada Trust does not charge any fees once you turn 60! All my banking, and all my transactions are free. Maybe the other chartered banks are the same.

We used to be with PC Banking, but it drove us nuts with the limits they put on our withdrawals. Don't know how many time we had to call them to increase the limit for a day so that we could buy a car. Getting a certified cheque is also a pain.

Also if you maintain a minimum monthly balance they waive your banking fees. I haven't paid any fees in years.

[kitca]

I use BMO, and they are super. I also deal with TD and have had no problems. RBC was cool, but CIBC was the DEVIL! seriously, Satan reached up from the bowels of hell, took out a loan and decided to build a bank on Earth, he called it CIBC. It's in the Bible. I think they have company picnics involving kicking puppies.

i love it!!!! you have a way with words.