Pre arranged funerals

[Juggs]

Not to sound morbid but have any of you pre planned your funeral. I decided to about a year ago after a family member passed away and had done this. I know that if something happens to me my wife won’t have to worry about anything. The funeral is fully paid for, I have chosen my casket, I filled the book with all the details like who will carry the casket, the type of service etc. I even made sure that the burial plot was paid for. I don’t think that anyone deserves the added stress of funeral planning when a loved one dies. What are your thoughts?

[Upper Decker]

When my grandmother knew her time was coming she prepaid for her funeral and had everything taken care of long before she passed on. Nothing morbid about being a realist and not wanting to stress your loved ones out during that time. Think of it as your last gift to your loved ones.

[Luv'inLife]

I have my plot...and a few extras for family in case their loved ones cant afford one....funeral arrangements are planned out and I'm working on that cost.

[Karen-Annie]

BobToe and I have our funerals paid for and planned( including the memorial cards and thank you cards chosen) and our niche in the memorial wall at Greenwood bought(we're going to be cremated). The only thing that is left will be paying for the engraved plaque for the niche. The thing about pre-paying your funeral(we're doing it by paying monthly for funeral insurance) is that your cost for the funeral stays the same no matter what the prices rise to. And we figured out we'd have to live to quite the age before what we are paying per month would approach what our funerals $ were pegged when we took out the plan.

All our family has to do is notify the funeral home when we kick the bucket, tell them we have pre-planned and pick a date for the service.

[Juggs]

BobToe and I have our funerals paid for and planned( including the memorial cards and thank you cards chosen) and our niche in the memorial wall at Greenwood bought(we're going to be cremated). The only thing that is left will be paying for the engraved plaque for the niche. The thing about pre-paying your funeral(we're doing it by paying monthly for funeral insurance) is that your cost for the funeral stays the same no matter what the prices rise to. And we figured out we'd have to live to quite the age before what we are paying per month would approach what our funerals $ were pegged when we took out the plan.

All our family has to do is notify the funeral home when we kick the bucket, tell them we have pre-planned and pick a date for the service.

Sounds like the plan I have. I went with Purple Sheild, and like you said funeral costs can sky rocket but I am locked in at that price!

[IMHO]

My parents prepaid and it was a blessing...they wanted an oak casket and got to pick it out. In Fact they had paid so long that we actually got some money back as interest had really added up on the money they deposited.

[SmrtGrl]

When my first hubby died in an accident there were no funeral plans in the end it cost over $7,000. You would think I'd have learned my lesson and preplan/pay for my funeral but I haven't. I just can't believe the cost of a funeral. It seems like extortion if you ask me! Someone's dying really shouldn't cost that much.

[Anapeg]

What happens with a prepaid funeral should an undertaker say goes bankrupt? Are you out the money or is there guaranties in place or does one purchase insurance for just such an occasion?

[The Handyman]

My funeral is pre-arranged. It is going to be 2 days after I die, .... no sooner, no later.

[Anapeg]

I am in the planning stages for my burial. I have reached an agreement with myself of how I want to die. I wish to be 103 tears old, and shot, in-bed by a much much younger jealous husband. Now, what they do with my carcass is still in the planning stages.


I can tell you one thing in complete honesty. I will do as my Irish Mother did and leave at least $100.00 for the first round at my life's celebration.

[HDV]

When my first hubby died in an accident there were no funeral plans in the end it cost over $7,000. You would think I'd have learned my lesson and preplan/pay for my funeral but I haven't. I just can't believe the cost of a funeral. It seems like extortion if you ask me! Someone's dying really shouldn't cost that much.

I agree. I personally think they take advantage of people in a moment of weakness.
My parents have their funerals all paid and taken care of. It will save us a lot of grief when they pass away. We plan on doing this as well for our daughter. She should not have to worry about arranging her parents funerals when we die.
People grieve and should not have to go through that stress when a family member dies.

[Juggs]

What happens with a prepaid funeral should an undertaker say goes bankrupt? Are you out the money or is there guaranties in place or does one purchase insurance for just such an occasion?

You buy threw a company like purple shield and you choose where you want the funeral to take place. So you aren't paying your premiums to any particular funeral home. Your money is protected by insurance if Purple Shield was to go under. I can't remember what the papers I got say but it may be a government agency which protects your money. Also as was mentioned earlier your money grows interest until you die so your family may get some money back depends on how long you had the pre planning in place. I also took out an extra $2000.00 in benefits just in case they need extra money for fees that arise after death. After seeing how much pre planning helps a family especially with the hard decisions I would recommend it to everyone!

[Cher]

Prop me in the corner, have drinks flowing for 48 hours and play good tunes (none of that funeral home s#@t, something upbeat by Abba or the Beatles) I HATE funeral homes, I'd rather have my corpse in the corner of my home and people celebrate a life well lived.. after the party, burn me in the backyard in the bonfire.. much cheaper..

[IMHO]

Is cremation that much cheaper? It should be if you dont need a casket I suppose.

[everywoman]

Prop me in the corner, have drinks flowing for 48 hours and play good tunes (none of that funeral home s#@t, something upbeat by Abba or the Beatles) I HATE funeral homes, I'd rather have my corpse in the corner of my home and people celebrate a life well lived.. after the party, burn me in the backyard in the bonfire.. much cheaper..

Sounds pretty excellent! I also want a party after I'm gone. And since I love to host, I'll gladly pay for it! Miss a bit because I'm gone, but celebrate the wonderful life I had. Listen to tunes, drink up and laugh. What a better way to do it? I'm not a sad sack in life, so I certainly don't want a sad sack funeral when I'm gone.

[Misschix]

I started thinking about funerals when iwas 20 and diagnosed with a heart condition ....
I had a new born baby ....
My thoughts nowadays people are so quiet about their funerals no service just family and crap....

ME I WANT EVERYONE THERE LOL

Ive got my song picked out
Im catholic so im gonna make everyone suffer with the huge catholic funeral if i had to die my friends and family have to endue my years of life lol.....its not im trying to punish but, i desreve repsect damnit lol

i know it sounds jokeful but...i want to be remebered and i want the biggest shin dig thrown ever..Lynys remember this as your in charge ! lol

[Xzavia]

My Aunt and Uncle went and took care of theirs a couple years ago, not knowing my Uncle would pass away just recently. Financially it was a much less burden my Aunt had to worry about thankfully. Rather than getting a bill for over $9,000.00 she only had to pay what was left owing $1200.00 and change. The only thing I found though, when going through everything with her, trying to help her cope was that they never listed their family/siblings anywhere. My Uncle came from a large family, second marriage for both my Aunt and Uncle, with no kids between them ever. It was hard sitting down with her trying to remember his siblings and not wanting to miss any or spell them wrong as he was the youngest and most of his siblings survived him. His niece came up early and even she was at a loss trying to remember names.

The government death benefit is only $2500.00, not enough to cover the cost of funeral. And (from what I understand) if you owe any income tax from previous years you won't get it, the government will keep it and put it towards what you owe them.

So if you are going this far, and can, write down what you want written in your obituary. None of us plan for something like this to happen, but by pre-planning something like this makes the whole grieving process just a little bit smoother.

[MaO3]

When my Father in law passed away we had a party. My brother called it his "going away" party. We rented the presidential suite at the Holiday Inn, had all the food & booze brought in. I spent a couple of days going through all kinds of old pictures and did 4 boards of his life. There were no tears only good memories of a wonderful man who'd lived a good life.

HE was cremated, and with the costs from the funeral home and cremation it was still over $3,000 not including his party..... Thats with NOTHING whatsoever at the funeral home.
We have the same plan for when we Kick the bucket. No funeral, but a party with friends and family sharing thier good memories.

[Juggs]

When my Father in law passed away we had a party. My brother called it his "going away" party. We rented the presidential suite at the Holiday Inn, had all the food & booze brought in. I spent a couple of days going through all kinds of old pictures and did 4 boards of his life. There were no tears only good memories of a wonderful man who'd lived a good life.

HE was cremated, and with the costs from the funeral home and cremation it was still over $3,000 not including his party..... Thats with NOTHING whatsoever at the funeral home.
We have the same plan for when we Kick the bucket. No funeral, but a party with friends and family sharing thier good memories.

I have done everything from write my obituary to saying what kind of clothes I want to be dressed in and all the little details in between all my family needs to do is show up for the funeral. I want to make it as easy as possible for them